Question 1

Is UrsaDeFi custodial?

Accepted Answer

No. UrsaDeFi is 100% non-custodial. User private keys stay in the Xaman wallet. UrsaDeFi never holds funds or seed phrases.

Question 2

What does UrsaDeFi cost?

Accepted Answer

No monthly fee. Draft invoices are free. When an invoice is paid, the platform fee is 0.15% of the service amount (minimum $0.25), paid by the invoice creator in Xaman. Tax CSV export and NFT mint unlock only after that fee is paid.

Question 3

How do users sign in to UrsaDeFi?

Accepted Answer

Users connect with the Xaman XRPL wallet. There are no passwords. A Demo mode is also available for exploring the interface without a real wallet.

Question 4

What is UrsaDeFi?

Accepted Answer

UrsaDeFi is an XRPL-native, non-custodial invoicing platform built in Dallas, Texas. It lets freelancers create invoices in USD, settle in XRP, export tax-oriented CSVs for US, Europe, and Japan after the platform fee, and optionally mint invoices as XRPL NFTs while keeping full control of their keys.