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About

How UrsaDeFi works, docs, and answers — no login required.

About UrsaDeFi

UrsaDeFi is XRPL-native invoicing built in Dallas, TX for freelancers, operators, and small businesses who want to bill in USD, settle in XRP, and keep control of their keys.

Create invoices, manage clients, track outstanding balances, export tax-ready CSVs, and send payment reminders — without giving up custody of funds.

  • Non-custodial — wallet stays in Xaman
  • Pay ~0.15% max — keep the rest
  • 1099 / IRIS-oriented exports for accountants

Getting Started

  1. 1Connect with Xaman (or sign in as an existing user).
  2. 2Open Profile and fill in your company name, address, EIN, and logo.
  3. 3Add clients from the Clients page.
  4. 4Create an invoice from the Dashboard.
  5. 5Send the PDF / reminder. Mark paid when funds arrive.
  6. 6Use Reports to export CSV for your accountant.

Docs & Whitepapers

Instruction manuals and technical papers will live here. Placeholders are ready for upload.

Getting Started

Connect Xaman, set up your company profile, and send your first invoice.

Available soon

Product Overview

What UrsaDeFi is, who it’s for, and how XRPL invoicing works.

Available soon

Tax & IRIS CSV Export

How to export accountant-ready reports and use the Reports page.

Available soon

Whitepaper (Technical)

Architecture, non-custodial design, XRPL settlement, and roadmap.

Coming soon

FAQ

Do I need to create a password?

No. You sign in with your XRPL wallet via Xaman. No passwords, no seed phrases stored by us.

Is UrsaDeFi custodial?

No. 100% non-custodial. Your keys stay in Xaman. We never hold your funds.

What network is this on?

Currently XRPL Testnet for MVP testing. Mainnet settlement is the next production step.

How do invoices get paid?

Each invoice includes an XRP amount and a QR code. Clients scan with Xaman to pay. You can also mark invoices paid manually.

Can I export data for my accountant?

Yes. Use the Reports page to export a CSV designed for tax/IRIS workflows and print a summary with your company EIN. IRIS upload compatible.

What does it cost?

Target fee is ~0.15% max on settlement. Core invoicing and CSV tools are built for freelancers and small operators first.

AI Help Agent (planned)

Next phase: an in-app assistant that answers product questions, walks through invoicing, and points you to the right doc — without leaving UrsaDeFi.

UrsaDeFi • Dallas, TX • Non-custodial XRPL invoicing